Attention homeowners: Real estate appraisal services for in Honolulu and Honolulu County

Here are the top seven reasons HI homeowners call on The Appraisal Firm:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge Honolulu county's assessment of your propertyvalue
To reduce your mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in HI by determining the true market value of property in question

Need help deciding the price of your home in or near Honolulu, HI?
Contact The Appraisal Firm.

At The Appraisal Firm, we understand the individual needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at The Appraisal Firm will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value conclusion than yours.

Need to remove PMI?

A fashionable way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're seasoned in helping consumers just like you do away with unwanted and unneeded PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that's going down. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. An expert appraisal from The Appraisal Firm is your number one weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can this be inopportune from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. The Appraisal Firm can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for efficiency, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.